📜 How to Apply for Encumbrance Certificate in Maharashtra (2025)

An Encumbrance Certificate (EC) is a vital legal document that certifies whether a property is free from monetary or legal liabilities. It is essential for buying/selling property, getting home loans, or verifying property ownership. In Maharashtra, EC can now be applied online via the IGR Maharashtra portal.

📌 What is an Encumbrance Certificate?

The Encumbrance Certificate records all transactions related to a property for a given period. It helps prove that the property is not under any mortgage, lien, or legal claim, and is clear for sale or transfer.

✅ Why Do You Need It?

To apply for a home loan or mortgage
To verify ownership of a property
To register sale deed or property transfer
To sell inherited or purchased land

📄 Required Details/Documents

Property address with survey or CTS number
Details of property owner
Registered deed number (optional but helpful)
Period for which EC is needed (e.g., last 13 years)

📝 How to Apply Online for EC in Maharashtra

Visit the official IGR Maharashtra portal
Click on "Online Services" → Encumbrance Certificate
Register or Login to your account
Fill in the property details and time period
Pay the application fee via online payment
Submit the form and note the application number
Download the EC certificate once it is approved

📝 Apply Now – IGR Maharashtra Portal

💰 Fee Structure

Fees for EC application may vary based on the number of years requested. On average, the cost ranges from ₹200 to ₹500 depending on document search period and service charges.

📅 Processing Time

Usually, the EC is issued within 3 to 7 working days if all the property details are correctly submitted and verified.

📢 Note: Always verify the information entered carefully. Incorrect data can lead to rejection of the application.

✍️ Written by: Karan Ghongade | Trusted Guide for Online Government Services

How to Apply for Encumbrance Certificate in Maharashtra (2025)