Pradhan Mantri Fasal Bima Yojana Maharashtra – Online Form Application Full Information
Introduction
The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a flagship crop insurance scheme launched by the Government of India to provide financial support to farmers in case of crop failure due to natural calamities, pests, and diseases. In Maharashtra, this scheme is implemented with full digital infrastructure, enabling farmers to apply online easily.
This article will guide you on how to apply for PMFBY Maharashtra 2025 online, eligibility, documents required, premium rates, application process, and how to check the status and claim benefits.
What is PMFBY (Pradhan Mantri Fasal Bima Yojana)?
Started in 2016, the PMFBY aims to:
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Provide insurance coverage for crop loss
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Stabilize farmer income
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Encourage farmers to adopt modern agricultural practices
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Ensure credit flow to the agriculture sector
It covers Kharif, Rabi, and commercial/horticultural crops.
Key Features of PMFBY Maharashtra
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Low premium rates for farmers
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2% for Kharif crops
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1.5% for Rabi crops
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5% for commercial/horticultural crops
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Government subsidy on remaining premium
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Covers losses due to flood, drought, cyclone, pests
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Insurance up to 100% of Sum Insured
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Online application, status tracking, and claim
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Implemented by AIC (Agriculture Insurance Company) or private insurers
Eligibility Criteria
Farmers in Maharashtra are eligible if:
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They are cultivating notified crops in notified areas
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Have land records or lease agreements
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Must sow crops during notified crop season
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Possess valid Aadhaar number
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Both loanee and non-loanee farmers are eligible
Documents Required
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Aadhaar Card
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Land Ownership Certificate or 7/12 Extract (Saat Baara Utara)
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Bank Passbook (for claim transfer)
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Passport-size Photo
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Crop Sowing Proof (if applicable)
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Consent letter (for joint holders)
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Loan documents (for loanee farmers)
How to Apply Online for PMFBY Maharashtra
Official Website:
Alternate:
You can also apply via the Maharashtra Agriculture Department portal:
https://krishi.maharashtra.gov.in
Step-by-Step Online Application Process
Step 1: Visit Official Portal
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Go to https://pmfby.gov.in
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Select Farmer Corner > Apply for Crop Insurance
Step 2: Register/Login
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Enter Aadhaar Number or Mobile Number
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Validate with OTP
Step 3: Fill Application Form
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Select State: Maharashtra
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Choose season (Kharif/Rabi)
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Choose your district, block, village
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Select crop, area, sowing date, and insurance company
Step 4: Upload Documents
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Upload scanned copies of Aadhaar, land documents, photo, and bank passbook
Step 5: Pay Premium
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Use UPI, debit card, net banking
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You’ll receive payment receipt and Application ID
Step 6: Download Acknowledgment
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Save/print your form and receipt for future use
Premium Rates in PMFBY Maharashtra
| Crop Type | Farmer Premium |
|---|---|
| Kharif Crops | 2% of sum insured |
| Rabi Crops | 1.5% of sum insured |
| Commercial/Horticulture Crops | 5% of sum insured |
Remaining premium is paid by Central and State Government.
PMFBY Mobile App
You can also download the PMFBY App from Google Play Store to:
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Apply
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Upload photos
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Check claim status
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Track insurance coverage
How to Check Application Status
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Go to: https://pmfby.gov.in
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Click on "Application Status"
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Enter Application Number or Aadhaar Number
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View your status, approval, and claim updates
How to Claim Crop Insurance
When Can You Claim?
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Drought, flood, unseasonal rains, hailstorm, landslide
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Crop damage due to pests and diseases
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Post-harvest loss due to rainfall
Claim Process:
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Inform local agriculture officer within 72 hours of damage
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File claim via mobile app or website
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Field inspection is done by officials
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Claim amount is credited to your bank account
Important Dates – PMFBY Maharashtra 2025
| Event | Tentative Date |
|---|---|
| Kharif Season Enrollment | April – July 2025 |
| Rabi Season Enrollment | October – December 2025 |
| Claim Filing Window | Within 72 hrs of damage |
Helpline Numbers
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National PMFBY Helpline: 1800-180-1111
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Maharashtra Krishi Helpline: 1800-233-4115
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Local Taluka Agriculture Office or Bank
FAQs
Q. Is it mandatory to apply online for PMFBY?
Yes, in most districts of Maharashtra, digital application is mandatory for transparency and real-time tracking.
Q. Can tenant farmers apply?
Yes, if they have valid lease documents and crop ownership proof.
Q. Can I apply via CSC center?
Yes, farmers can visit Common Service Centers (CSC) to get help with PMFBY applications.
Q. What happens if I sow a different crop?
You must notify the insurance company or Agriculture Department to avoid claim rejection.
Conclusion
The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a vital shield for farmers in Maharashtra. With the online application facility, farmers can apply easily, pay a small premium, and secure their crops from nature’s uncertainties. Apply before the deadline, upload correct documents, and ensure your farm is protected with government-backed insurance.
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