🏥 Ayushman Bharat Yojana (PM-JAY) – India’s Largest Health Assurance Scheme
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world's largest health assurance scheme, launched by the Ministry of Health & Family Welfare, Government of India. It offers a health cover of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization to over 12 crore families across India.
🌐 Official Website
To check eligibility and hospital list, visit:
https://pmjay.gov.in
🎯 Objective of the Scheme
- Provide free health insurance coverage to poor and vulnerable families.
- Ensure financial protection against catastrophic health expenditures.
- Promote access to quality healthcare services across public and empaneled private hospitals.
🛡️ Key Features of Ayushman Bharat
- Coverage of ₹5 lakh per family per year.
- More than 25,000+ empaneled hospitals nationwide.
- Cashless and paperless treatment facility at the point of service.
- Covers over 1,500 medical packages across specialties.
- Pre and post-hospitalization expenses are included.
👨👩👧👦 Who is Eligible?
Eligibility is primarily based on the Socio-Economic Caste Census (SECC) 2011 data. Some categories include:
- Families without adult earning members (16–59 age)
- Female-headed households
- SC/ST families, manual scavenger families
- Landless laborers and destitute persons
- Urban workers in informal sector (ragpickers, street vendors, etc.)
📋 Documents Required
- Aadhaar Card or Ration Card
- Voter ID or any other photo ID proof
- Income or SECC proof (if requested)
- PM-JAY letter or family ID (if issued)
🏥 Types of Treatments Covered
- Cardiology – Angioplasty, Bypass surgery
- Oncology – Chemotherapy, Radiotherapy
- Orthopedics – Joint replacements, fractures
- Nephrology – Dialysis, Kidney transplant
- General surgeries – Hernia, appendectomy, etc.
🔍 How to Check Eligibility
- Visit: pmjay.gov.in
- Click on ‘Am I Eligible?’ and enter mobile number.
- Verify via OTP and search using name, ration card, or HH ID.
- If eligible, your family name will appear along with hospital list.
🏥 List of Hospitals
You can visit hospitals.pmjay.gov.in to view and search hospitals by:
- State or District
- Specialty or Department
- Government or Private Sector
📊 Scheme Impact So Far
- Over 5 crore hospital admissions approved since launch
- More than 50 crore beneficiaries verified
- ₹60,000+ crore saved in out-of-pocket expenses
- Massive reduction in healthcare inequality
👩⚕️ Digital Health Card – Ayushman Bharat Health Account (ABHA)
The government is now linking Ayushman Bharat with the Digital Health Mission to provide a unique ABHA number for all citizens to access and manage their health records securely.
💡 Benefits of PM-JAY
- Financial protection from catastrophic medical expenses
- Free treatment in top-tier hospitals
- Access to medical care for rural, urban poor, and unorganized sector
- Encourages preventive care and health awareness
📞 Helpline & Contact
- PM-JAY Helpline: 14555 or 1800-111-565
- Visit your nearest Ayushman Mitra at an empaneled hospital
- Email: pmjay@nic.in
📚 Real Stories of Impact
Lakhs of poor families have benefitted through cashless surgeries, cancer treatment, heart procedures, and maternity care under Ayushman Bharat. Patients now visit hospitals with dignity, knowing their health is insured.
🔮 What’s Next?
- Integration with state schemes like Maha Arogya, BSKY, etc.
- Expansion of treatment packages and private hospital onboarding
- Increased focus on health screening and diagnostics
Post a Comment
0 Comments